Offer-to-Outcome Tool

Test a real offer before you accept it

Start with a role and metro baseline, then adjust gross pay, filing status, and rent to see whether the offer lands as safe, stretch, risky, or no-go.

Deep-link ready: use ?role=software-developer&city=austin-tx&salary=140000&rent=1800&filing_status=single to preload an income-side scenario.

Filing status
Housing mode
Loading role and metro baseline...
Next best action

Keep the decision moving

Compare another cityUse the same role across two metros to find the stronger after-rent outcome.Check tax dragBreak the offer into federal, FICA, state, and monthly take-home numbers.Stress-test housingMove to LivabilityCalc when the core blocker becomes place-side feasibility.
FAQ

What this tool does and does not answer

What does the offer worth it calculator measure?

It estimates whether a salary offer leaves enough monthly take-home pay after federal, FICA, simplified state tax, and a rent assumption. The output is an income-side verdict: Safe, Stretch, Risky, or No-Go.

Is this a housing affordability calculator?

No. It uses rent as an offer-pressure input, but it does not decide whether a household can buy a home, carry property taxes, or relocate comfortably. Those place-side questions belong in LivabilityCalc.

Why does salary.city use HUD FMR rent by default?

HUD Fair Market Rent gives a consistent metro-level rent benchmark. You can replace it with your own rent when you have a real lease, neighborhood, or roommate assumption.