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Take-home pay

Estimate what reaches your bank account

Use your gross salary, filing status, and rent assumption. This is a screening estimate, not a tax return.

Filing status
Rent assumption
Your estimate

$5,623 cash after rent each month

2026 Single estimate for Austin, TX.

Monthly take-home$7,185/mo
Rent assumption$1,562/moHUD FY2026 1BR FMR
Cash after rent$5,623/mo
Rent burden22%
View estimated taxes
Federal tax$15,370
FICA$8,415
State tax$0
Effective tax22%

The model does not include every credit, deduction, benefit, dependent, or local payroll rule.

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Keep the decision moving

Check the complete offerAdd the role and compare this result with the local salary range.Compare two citiesSee whether another metro leaves more cash after tax and rent.Review assumptionsCheck how salary.city handles sources, tax profiles, HUD rent, and confidence.
FAQ

What this tool does and does not answer

What does the take-home pay calculator include?

It estimates federal income tax, FICA, simplified state income tax, net annual income, monthly take-home pay, and after-rent context for a selected metro.

Is this a full tax filing estimate?

No. It does not model every credit, deduction, benefit, local payroll tax, or household-specific tax situation. It is an offer-screening estimate, not tax advice.

Why does take-home pay matter for offer decisions?

Two offers with similar gross pay can produce different monthly outcomes once filing status, state taxes, and rent pressure are included. Take-home pay is the bridge from salary number to real offer outcome.