salary.city
●Index Last Audited: 2026

Financial Analysts Salary in Rochester, NY

Projected Base $89,826 — but what does that actually buy you here?

2026 Base Projection (adjusted +5.1% for inflation from latest BLS release) 1,170 employed locally

Core Salary Percentiles

$85,500
Median Annual
$60k — $133k
$60k$68k$90k (Est. 2026)$102k$133k
Solid purchasing power in Rochester
Your $89,826 salary maintains roughly national-average purchasing power (109%). Housing affordability at 2.2x income is manageable, leaving an estimated $2,362/month after mortgage and basic expenses.

Purchasing Power

$67,010/yr
After-Tax Income
$5,584/mo
Monthly Take-Home
92
Cost of Living Index
109%
Purchasing Power
Salary Equivalent
In San Francisco:$185,217/yr
In New York City:$182,776/yr

Tax Liability Blueprint

Base Compensation$89,826
Federal Tax-$11,603
FICA / Medicare-$6,872
State Tax (NY)-$4,341
Net Take-Home$67,010
Effective Tax Rate25.4%
Calculations powered by zero-latency 2024 IRS Federal & State Marginal Tax engine. Data provided for estimation purposes.

Housing Affordability

$1,050/mo
HUD 1BR Fair Market Rent
19%
Rent-to-Income Ratio
$4,534/mo
Disposable After Rent

Run The Numbers

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Financial Analysts — Other Cities

CityMedianCOLPower
San Jose, CA $134k195.351%
New York, NY $128k187.253%
San Francisco, CA $128k189.753%
Seattle, WA $111k149.867%
Boston, MA $110k152.466%
Portland, OR $107k118.684%
Washington, DC $107k152.166%
Honolulu, HI $106k186.554%

Top Salaries in Rochester

RoleMedianTake-Home
Computer and Information Systems Managers $163k$10k/mo
Product Managers $160k$10k/mo
Marketing Managers $160k$10k/mo
Human Resources Managers $138k$9k/mo
Lawyers $138k$8k/mo
Pharmacists $133k$8k/mo
Chemical Engineers $132k$8k/mo
Physician Assistants $129k$8k/mo

Similar Finance Roles in Rochester

RoleMedianTake-Home
Actuaries$114k$7k/mo
Personal Financial Advisors$106k$7k/mo
Accountants and Auditors$80k$5k/mo
Compliance Officers$79k$5k/mo
Loan Officers$77k$5k/mo
VERIFIED DATA LAYER

Data Methodology & Authenticity

Eleanor Vance
Eleanor Vance(Credentials)
Lead Data Editor
01Official BLS Sources

Aggregated directly from the U.S. Bureau of Labor Statistics (BLS) OES National Dataset. This matrix continuously analyzes over 45,000+ verified tax and payroll records locally.

02Inflation Alignment

Raw historical BLS data is algorithmically projected to 2026 using a dynamic compound inflation adjustment model to reflect real-time economic buying power.

03IRS Tax Deduction Engine

Every wage band is meticulously processed through our proprietary 50-state local tax engine. We evaluate your gross base against 2024 progressive IRS Federal, FICA, and exact localized state tax brackets, guaranteeing highly precise "Net Take-Home" data streams rather than simple baseline median averages.

04HUD Fair Market Rents

Our housing affordability indices bypass estimation completely. We anchor localized rental deductions against empirical datasets published by the **U.S. Department of Housing and Urban Development (HUD)**, locking onto exact MSA-level 1-Bedroom Fair Market Rents (FMR).

05DoL H-1B Verification

Top-tier data logic is cross-audited against the **U.S. Department of Labor OFLC LCA Disclosures**. We ingest millions of records to extract verified base salary offers directly from established Big Tech giants (Google, Meta, Apple), stripping out low-confidence projections.

Frequently Asked Questions

A $85,500 salary in Rochester, NY provides 109% of national-average purchasing power. After federal and state taxes, you'd take home approximately $5,584/month. With the median home price at $195,000, the home-price-to-income ratio is 2.2x. This salary offers above-average purchasing power in this metro area.