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DISPOSABLE INCOME RANKINGS

Top 20 Best Cities for Software Developerss

We've ranked the best US cities for software developerss by calculating the Real Disposable Income. Unlike absolute salary rankings, this proprietary metric deducts localized housing costs, regional inflation, and state income taxes to reveal where you will actually keep the most cash at the end of the month.

How We Calculate the Score

Disposable Income = Monthly Take-Home Pay (after federal & state taxes) - Estimated Mortgage (assuming 20% down, current rates on median local home) - Cost of Living Adjusted Standard Expenses.

#1

Seattle, WA

MSA Pop: 4.0M
Monthly Disposable Cash
$4,921
Median Base Salary
$177,909
Cost Index
149.8
Est. Mortgage
$3,932/mo
#2

El Paso, TX

MSA Pop: 0.9M
Monthly Disposable Cash
$4,900
Median Base Salary
$127,291
Cost Index
86.5
Est. Mortgage
$1,022/mo
#3

Corpus Christi, TX

MSA Pop: 0.4M
Monthly Disposable Cash
$4,878
Median Base Salary
$129,203
Cost Index
88
Est. Mortgage
$1,153/mo
#4

Houston, TX

MSA Pop: 7.1M
Monthly Disposable Cash
$4,703
Median Base Salary
$134,414
Cost Index
96.2
Est. Mortgage
$1,625/mo
#5

San Antonio, TX

MSA Pop: 2.6M
Monthly Disposable Cash
$4,696
Median Base Salary
$131,546
Cost Index
91.8
Est. Mortgage
$1,468/mo
#6

Buffalo, NY

MSA Pop: 1.1M
Monthly Disposable Cash
$4,688
Median Base Salary
$135,296
Cost Index
91.3
Est. Mortgage
$1,101/mo
#7

Dallas, TX

MSA Pop: 7.6M
Monthly Disposable Cash
$4,627
Median Base Salary
$138,143
Cost Index
98.7
Est. Mortgage
$1,913/mo
#8

Pittsburgh, PA

MSA Pop: 2.3M
Monthly Disposable Cash
$4,576
Median Base Salary
$128,541
Cost Index
93.7
Est. Mortgage
$1,101/mo
#9

Memphis, TN

MSA Pop: 1.3M
Monthly Disposable Cash
$4,540
Median Base Salary
$122,363
Cost Index
87.5
Est. Mortgage
$1,101/mo
#10

Philadelphia, PA

MSA Pop: 6.2M
Monthly Disposable Cash
$4,528
Median Base Salary
$137,282
Cost Index
108.4
Est. Mortgage
$1,625/mo
#11

Detroit, MI

MSA Pop: 4.3M
Monthly Disposable Cash
$4,513
Median Base Salary
$131,094
Cost Index
89.3
Est. Mortgage
$1,179/mo
#12

Baltimore, MD

MSA Pop: 2.8M
Monthly Disposable Cash
$4,498
Median Base Salary
$144,300
Cost Index
112.4
Est. Mortgage
$1,835/mo
#13

Jacksonville, FL

MSA Pop: 1.5M
Monthly Disposable Cash
$4,441
Median Base Salary
$131,661
Cost Index
98.3
Est. Mortgage
$1,730/mo
#14

Lakeland, FL

MSA Pop: 0.7M
Monthly Disposable Cash
$4,427
Median Base Salary
$127,732
Cost Index
93.2
Est. Mortgage
$1,520/mo
#15

Sarasota, FL

MSA Pop: 0.8M
Monthly Disposable Cash
$4,351
Median Base Salary
$138,364
Cost Index
104.5
Est. Mortgage
$2,202/mo
#16

Tampa, FL

MSA Pop: 3.2M
Monthly Disposable Cash
$4,347
Median Base Salary
$132,775
Cost Index
100.2
Est. Mortgage
$1,887/mo
#17

Hartford, CT

MSA Pop: 1.2M
Monthly Disposable Cash
$4,321
Median Base Salary
$135,391
Cost Index
110.8
Est. Mortgage
$1,573/mo
#18

Portland, OR

MSA Pop: 2.5M
Monthly Disposable Cash
$4,294
Median Base Salary
$156,550
Cost Index
118.6
Est. Mortgage
$2,726/mo
#19

St. Louis, MO

MSA Pop: 2.8M
Monthly Disposable Cash
$4,273
Median Base Salary
$126,587
Cost Index
90.1
Est. Mortgage
$1,153/mo
#20

McAllen, TX

MSA Pop: 0.9M
Monthly Disposable Cash
$4,252
Median Base Salary
$112,320
Cost Index
82.5
Est. Mortgage
$813/mo