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DISPOSABLE INCOME RANKINGS

Top 20 Best Cities for Software Developerss

We've ranked the best US cities for software developerss by calculating the Real Disposable Income. Unlike absolute salary rankings, this proprietary metric deducts localized housing costs, regional inflation, and state income taxes to reveal where you will actually keep the most cash at the end of the month.

How We Calculate the Score

Disposable Income = Monthly Take-Home Pay (after federal & state taxes) - Estimated Mortgage (assuming 20% down, current rates on median local home) - Cost of Living Adjusted Standard Expenses.

#1

El Paso, TX

MSA Pop: 0.9M
Monthly Disposable Cash
$4,967
Median Base Salary
$127,291
Cost Index
86.5
Est. Mortgage
$1,022/mo
#2

Corpus Christi, TX

MSA Pop: 0.4M
Monthly Disposable Cash
$4,945
Median Base Salary
$129,203
Cost Index
88
Est. Mortgage
$1,153/mo
#3

Seattle, WA

MSA Pop: 4.0M
Monthly Disposable Cash
$4,940
Median Base Salary
$177,909
Cost Index
149.8
Est. Mortgage
$3,932/mo
#4

Houston, TX

MSA Pop: 7.1M
Monthly Disposable Cash
$4,770
Median Base Salary
$134,414
Cost Index
96.2
Est. Mortgage
$1,625/mo
#5

San Antonio, TX

MSA Pop: 2.6M
Monthly Disposable Cash
$4,763
Median Base Salary
$131,546
Cost Index
91.8
Est. Mortgage
$1,468/mo
#6

Buffalo, NY

MSA Pop: 1.1M
Monthly Disposable Cash
$4,755
Median Base Salary
$135,296
Cost Index
91.3
Est. Mortgage
$1,101/mo
#7

Dallas, TX

MSA Pop: 7.6M
Monthly Disposable Cash
$4,694
Median Base Salary
$138,143
Cost Index
98.7
Est. Mortgage
$1,913/mo
#8

Pittsburgh, PA

MSA Pop: 2.3M
Monthly Disposable Cash
$4,643
Median Base Salary
$128,541
Cost Index
93.7
Est. Mortgage
$1,101/mo
#9

Memphis, TN

MSA Pop: 1.3M
Monthly Disposable Cash
$4,607
Median Base Salary
$122,363
Cost Index
87.5
Est. Mortgage
$1,101/mo
#10

Philadelphia, PA

MSA Pop: 6.2M
Monthly Disposable Cash
$4,595
Median Base Salary
$137,282
Cost Index
108.4
Est. Mortgage
$1,625/mo
#11

Detroit, MI

MSA Pop: 4.3M
Monthly Disposable Cash
$4,580
Median Base Salary
$131,094
Cost Index
89.3
Est. Mortgage
$1,179/mo
#12

Baltimore, MD

MSA Pop: 2.8M
Monthly Disposable Cash
$4,565
Median Base Salary
$144,300
Cost Index
112.4
Est. Mortgage
$1,835/mo
#13

Jacksonville, FL

MSA Pop: 1.5M
Monthly Disposable Cash
$4,508
Median Base Salary
$131,661
Cost Index
98.3
Est. Mortgage
$1,730/mo
#14

Lakeland, FL

MSA Pop: 0.7M
Monthly Disposable Cash
$4,494
Median Base Salary
$127,732
Cost Index
93.2
Est. Mortgage
$1,520/mo
#15

Sarasota, FL

MSA Pop: 0.8M
Monthly Disposable Cash
$4,418
Median Base Salary
$138,364
Cost Index
104.5
Est. Mortgage
$2,202/mo
#16

Tampa, FL

MSA Pop: 3.2M
Monthly Disposable Cash
$4,414
Median Base Salary
$132,775
Cost Index
100.2
Est. Mortgage
$1,887/mo
#17

Hartford, CT

MSA Pop: 1.2M
Monthly Disposable Cash
$4,334
Median Base Salary
$135,391
Cost Index
110.8
Est. Mortgage
$1,573/mo
#18

Chicago, IL

MSA Pop: 9.5M
Monthly Disposable Cash
$4,315
Median Base Salary
$136,610
Cost Index
107.3
Est. Mortgage
$1,651/mo
#19

McAllen, TX

MSA Pop: 0.9M
Monthly Disposable Cash
$4,308
Median Base Salary
$112,320
Cost Index
82.5
Est. Mortgage
$813/mo
#20

St. Louis, MO

MSA Pop: 2.8M
Monthly Disposable Cash
$4,293
Median Base Salary
$126,587
Cost Index
90.1
Est. Mortgage
$1,153/mo