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DISPOSABLE INCOME RANKINGS

Top 20 Best Cities for Physical Therapistss

We've ranked the best US cities for physical therapistss by calculating the Real Disposable Income. Unlike absolute salary rankings, this proprietary metric deducts localized housing costs, regional inflation, and state income taxes to reveal where you will actually keep the most cash at the end of the month.

How We Calculate the Score

Disposable Income = Monthly Take-Home Pay (after federal & state taxes) - Estimated Mortgage (assuming 20% down, current rates on median local home) - Cost of Living Adjusted Standard Expenses.

#1

McAllen, TX

MSA Pop: 0.9M
Monthly Disposable Cash
$3,909
Median Base Salary
$106,468
Cost Index
82.5
Est. Mortgage
$813/mo
#2

Corpus Christi, TX

MSA Pop: 0.4M
Monthly Disposable Cash
$3,697
Median Base Salary
$108,653
Cost Index
88
Est. Mortgage
$1,153/mo
#3

Houston, TX

MSA Pop: 7.1M
Monthly Disposable Cash
$3,693
Median Base Salary
$116,690
Cost Index
96.2
Est. Mortgage
$1,625/mo
#4

Memphis, TN

MSA Pop: 1.3M
Monthly Disposable Cash
$3,622
Median Base Salary
$106,489
Cost Index
87.5
Est. Mortgage
$1,101/mo
#5

El Paso, TX

MSA Pop: 0.9M
Monthly Disposable Cash
$3,566
Median Base Salary
$104,188
Cost Index
86.5
Est. Mortgage
$1,022/mo
#6

Akron, OH

MSA Pop: 0.7M
Monthly Disposable Cash
$3,366
Median Base Salary
$105,417
Cost Index
87.1
Est. Mortgage
$917/mo
#7

San Antonio, TX

MSA Pop: 2.6M
Monthly Disposable Cash
$3,350
Median Base Salary
$108,107
Cost Index
91.8
Est. Mortgage
$1,468/mo
#8

Fresno, CA

MSA Pop: 1.0M
Monthly Disposable Cash
$3,331
Median Base Salary
$126,524
Cost Index
99.2
Est. Mortgage
$1,887/mo
#9

Wichita, KS

MSA Pop: 0.6M
Monthly Disposable Cash
$3,330
Median Base Salary
$105,239
Cost Index
85.3
Est. Mortgage
$944/mo
#10

Dallas, TX

MSA Pop: 7.6M
Monthly Disposable Cash
$3,230
Median Base Salary
$113,664
Cost Index
98.7
Est. Mortgage
$1,913/mo
#11

Tulsa, OK

MSA Pop: 1.0M
Monthly Disposable Cash
$3,222
Median Base Salary
$104,692
Cost Index
87.3
Est. Mortgage
$1,022/mo
#12

Oklahoma City, OK

MSA Pop: 1.4M
Monthly Disposable Cash
$3,195
Median Base Salary
$105,648
Cost Index
88.9
Est. Mortgage
$1,101/mo
#13

Pittsburgh, PA

MSA Pop: 2.3M
Monthly Disposable Cash
$3,165
Median Base Salary
$102,969
Cost Index
93.7
Est. Mortgage
$1,101/mo
#14

Detroit, MI

MSA Pop: 4.3M
Monthly Disposable Cash
$3,123
Median Base Salary
$105,375
Cost Index
89.3
Est. Mortgage
$1,179/mo
#15

New Orleans, LA

MSA Pop: 1.3M
Monthly Disposable Cash
$3,073
Median Base Salary
$108,201
Cost Index
97.5
Est. Mortgage
$1,363/mo
#16

Stockton, CA

MSA Pop: 0.8M
Monthly Disposable Cash
$3,051
Median Base Salary
$127,228
Cost Index
105.8
Est. Mortgage
$2,202/mo
#17

Sacramento, CA

MSA Pop: 2.4M
Monthly Disposable Cash
$3,048
Median Base Salary
$136,746
Cost Index
120.3
Est. Mortgage
$2,673/mo
#18

Birmingham, AL

MSA Pop: 1.1M
Monthly Disposable Cash
$3,046
Median Base Salary
$102,455
Cost Index
88.2
Est. Mortgage
$1,075/mo
#19

Indianapolis, IN

MSA Pop: 2.1M
Monthly Disposable Cash
$3,018
Median Base Salary
$104,986
Cost Index
90.5
Est. Mortgage
$1,363/mo
#20

Lakeland, FL

MSA Pop: 0.7M
Monthly Disposable Cash
$2,997
Median Base Salary
$102,980
Cost Index
93.2
Est. Mortgage
$1,520/mo