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DISPOSABLE INCOME RANKINGS

Top 20 Best Cities for Physical Therapistss

We've ranked the best US cities for physical therapistss by calculating the Real Disposable Income. Unlike absolute salary rankings, this proprietary metric deducts localized housing costs, regional inflation, and state income taxes to reveal where you will actually keep the most cash at the end of the month.

How We Calculate the Score

Disposable Income = Monthly Take-Home Pay (after federal & state taxes) - Estimated Mortgage (assuming 20% down, current rates on median local home) - Cost of Living Adjusted Standard Expenses.

#1

McAllen, TX

MSA Pop: 0.9M
Monthly Disposable Cash
$3,965
Median Base Salary
$106,468
Cost Index
82.5
Est. Mortgage
$813/mo
#2

Corpus Christi, TX

MSA Pop: 0.4M
Monthly Disposable Cash
$3,753
Median Base Salary
$108,653
Cost Index
88
Est. Mortgage
$1,153/mo
#3

Houston, TX

MSA Pop: 7.1M
Monthly Disposable Cash
$3,752
Median Base Salary
$116,690
Cost Index
96.2
Est. Mortgage
$1,625/mo
#4

Memphis, TN

MSA Pop: 1.3M
Monthly Disposable Cash
$3,678
Median Base Salary
$106,489
Cost Index
87.5
Est. Mortgage
$1,101/mo
#5

El Paso, TX

MSA Pop: 0.9M
Monthly Disposable Cash
$3,622
Median Base Salary
$104,188
Cost Index
86.5
Est. Mortgage
$1,022/mo
#6

San Antonio, TX

MSA Pop: 2.6M
Monthly Disposable Cash
$3,406
Median Base Salary
$108,107
Cost Index
91.8
Est. Mortgage
$1,468/mo
#7

Fresno, CA

MSA Pop: 1.0M
Monthly Disposable Cash
$3,398
Median Base Salary
$126,524
Cost Index
99.2
Est. Mortgage
$1,887/mo
#8

Akron, OH

MSA Pop: 0.7M
Monthly Disposable Cash
$3,393
Median Base Salary
$105,417
Cost Index
87.1
Est. Mortgage
$917/mo
#9

Wichita, KS

MSA Pop: 0.6M
Monthly Disposable Cash
$3,356
Median Base Salary
$105,239
Cost Index
85.3
Est. Mortgage
$944/mo
#10

Dallas, TX

MSA Pop: 7.6M
Monthly Disposable Cash
$3,286
Median Base Salary
$113,664
Cost Index
98.7
Est. Mortgage
$1,913/mo
#11

Tulsa, OK

MSA Pop: 1.0M
Monthly Disposable Cash
$3,249
Median Base Salary
$104,692
Cost Index
87.3
Est. Mortgage
$1,022/mo
#12

Oklahoma City, OK

MSA Pop: 1.4M
Monthly Disposable Cash
$3,221
Median Base Salary
$105,648
Cost Index
88.9
Est. Mortgage
$1,101/mo
#13

Pittsburgh, PA

MSA Pop: 2.3M
Monthly Disposable Cash
$3,221
Median Base Salary
$102,969
Cost Index
93.7
Est. Mortgage
$1,101/mo
#14

Detroit, MI

MSA Pop: 4.3M
Monthly Disposable Cash
$3,179
Median Base Salary
$105,375
Cost Index
89.3
Est. Mortgage
$1,179/mo
#15

Stockton, CA

MSA Pop: 0.8M
Monthly Disposable Cash
$3,118
Median Base Salary
$127,228
Cost Index
105.8
Est. Mortgage
$2,202/mo
#16

Sacramento, CA

MSA Pop: 2.4M
Monthly Disposable Cash
$3,115
Median Base Salary
$136,746
Cost Index
120.3
Est. Mortgage
$2,673/mo
#17

New Orleans, LA

MSA Pop: 1.3M
Monthly Disposable Cash
$3,097
Median Base Salary
$108,201
Cost Index
97.5
Est. Mortgage
$1,363/mo
#18

Birmingham, AL

MSA Pop: 1.1M
Monthly Disposable Cash
$3,075
Median Base Salary
$102,455
Cost Index
88.2
Est. Mortgage
$1,075/mo
#19

Indianapolis, IN

MSA Pop: 2.1M
Monthly Disposable Cash
$3,074
Median Base Salary
$104,986
Cost Index
90.5
Est. Mortgage
$1,363/mo
#20

Lakeland, FL

MSA Pop: 0.7M
Monthly Disposable Cash
$3,053
Median Base Salary
$102,980
Cost Index
93.2
Est. Mortgage
$1,520/mo