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MODELED MONTHLY SURPLUS

Top 20 cities for Mechanical Engineers

This ranking uses a modeled monthly surplus, not salary alone. It estimates take-home pay, housing, and local standard expenses so you can compare the same defined measure across cities.

Direct BLS match to SOC 17-2141 Mechanical Engineers.

What the modeled surplus includes

Modeled 2026 monthly surplus = modeled monthly take-home pay - estimated mortgage - fixed standard expenses ($2,200/month in every metro). It is a comparison model, not your personal cash-after-rent result.

#1

Corpus Christi, TX

MSA Pop: 0.4M
Modeled 2026 monthly surplus
$4,845
Modeled 2026 Gross Salary
$127,448
BEA 2024 RPP
92.7
Est. Mortgage
$1,153/mo
#2

Houston, TX

MSA Pop: 7.1M
Modeled 2026 monthly surplus
$4,432
Modeled 2026 Gross Salary
$128,484
BEA 2024 RPP
98.6
Est. Mortgage
$1,625/mo
#3

New Orleans, LA

MSA Pop: 1.3M
Modeled 2026 monthly surplus
$3,786
Modeled 2026 Gross Salary
$120,940
BEA 2024 RPP
92.6
Est. Mortgage
$1,363/mo
#4

Memphis, TN

MSA Pop: 1.3M
Modeled 2026 monthly surplus
$3,691
Modeled 2026 Gross Salary
$106,713
BEA 2024 RPP
92.2
Est. Mortgage
$1,101/mo
#5

Detroit, MI

MSA Pop: 4.3M
Modeled 2026 monthly surplus
$3,555
Modeled 2026 Gross Salary
$112,207
BEA 2024 RPP
100.3
Est. Mortgage
$1,179/mo
#6

Tulsa, OK

MSA Pop: 1.0M
Modeled 2026 monthly surplus
$3,542
Modeled 2026 Gross Salary
$110,126
BEA 2024 RPP
89.2
Est. Mortgage
$1,022/mo
#7

San Antonio, TX

MSA Pop: 2.6M
Modeled 2026 monthly surplus
$3,354
Modeled 2026 Gross Salary
$107,235
BEA 2024 RPP
94.7
Est. Mortgage
$1,468/mo
#8

Dayton, OH

MSA Pop: 0.8M
Modeled 2026 monthly surplus
$3,301
Modeled 2026 Gross Salary
$103,709
BEA 2024 RPP
92.7
Est. Mortgage
$917/mo
#9

Baltimore, MD

MSA Pop: 2.8M
Modeled 2026 monthly surplus
$3,261
Modeled 2026 Gross Salary
$119,617
BEA 2024 RPP
104.5
Est. Mortgage
$1,835/mo
#10

Akron, OH

MSA Pop: 0.7M
Modeled 2026 monthly surplus
$3,120
Modeled 2026 Gross Salary
$100,368
BEA 2024 RPP
93.4
Est. Mortgage
$917/mo
#11

Rochester, NY

MSA Pop: 1.1M
Modeled 2026 monthly surplus
$3,107
Modeled 2026 Gross Salary
$102,664
BEA 2024 RPP
97.0
Est. Mortgage
$1,022/mo
#12

Pittsburgh, PA

MSA Pop: 2.3M
Modeled 2026 monthly surplus
$3,082
Modeled 2026 Gross Salary
$100,501
BEA 2024 RPP
94.7
Est. Mortgage
$1,101/mo
#13

St. Louis, MO

MSA Pop: 2.8M
Modeled 2026 monthly surplus
$3,018
Modeled 2026 Gross Salary
$102,848
BEA 2024 RPP
95.1
Est. Mortgage
$1,153/mo
#14

Birmingham, AL

MSA Pop: 1.1M
Modeled 2026 monthly surplus
$3,011
Modeled 2026 Gross Salary
$101,280
BEA 2024 RPP
91.6
Est. Mortgage
$1,075/mo
#15

El Paso, TX

MSA Pop: 0.9M
Modeled 2026 monthly surplus
$3,008
Modeled 2026 Gross Salary
$93,716
BEA 2024 RPP
89.9
Est. Mortgage
$1,022/mo
#16

Lexington, KY

MSA Pop: 0.5M
Modeled 2026 monthly surplus
$3,001
Modeled 2026 Gross Salary
$106,415
BEA 2024 RPP
92.9
Est. Mortgage
$1,363/mo
#17

Cleveland, OH

MSA Pop: 2.0M
Modeled 2026 monthly surplus
$2,976
Modeled 2026 Gross Salary
$99,650
BEA 2024 RPP
93.9
Est. Mortgage
$1,022/mo
#18

Knoxville, TN

MSA Pop: 0.9M
Modeled 2026 monthly surplus
$2,969
Modeled 2026 Gross Salary
$101,547
BEA 2024 RPP
92.6
Est. Mortgage
$1,520/mo
#19

Dallas, TX

MSA Pop: 7.6M
Modeled 2026 monthly surplus
$2,958
Modeled 2026 Gross Salary
$108,055
BEA 2024 RPP
103.1
Est. Mortgage
$1,913/mo
#20

Philadelphia, PA

MSA Pop: 6.2M
Modeled 2026 monthly surplus
$2,924
Modeled 2026 Gross Salary
$107,020
BEA 2024 RPP
102.6
Est. Mortgage
$1,625/mo