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DISPOSABLE INCOME RANKINGS

Top 20 Best Cities for Loan Officerss

We've ranked the best US cities for loan officerss by calculating the Real Disposable Income. Unlike absolute salary rankings, this proprietary metric deducts localized housing costs, regional inflation, and state income taxes to reveal where you will actually keep the most cash at the end of the month.

How We Calculate the Score

Disposable Income = Monthly Take-Home Pay (after federal & state taxes) - Estimated Mortgage (assuming 20% down, current rates on median local home) - Cost of Living Adjusted Standard Expenses.

#1

Wichita, KS

MSA Pop: 0.6M
Monthly Disposable Cash
$2,567
Median Base Salary
$91,339
Cost Index
85.3
Est. Mortgage
$944/mo
#2

New Haven, CT

MSA Pop: 0.9M
Monthly Disposable Cash
$2,403
Median Base Salary
$100,763
Cost Index
112.5
Est. Mortgage
$1,625/mo
#3

Buffalo, NY

MSA Pop: 1.1M
Monthly Disposable Cash
$1,940
Median Base Salary
$83,470
Cost Index
91.3
Est. Mortgage
$1,101/mo
#4

Minneapolis, MN

MSA Pop: 3.7M
Monthly Disposable Cash
$1,876
Median Base Salary
$96,550
Cost Index
105.8
Est. Mortgage
$1,782/mo
#5

Rochester, NY

MSA Pop: 1.1M
Monthly Disposable Cash
$1,876
Median Base Salary
$80,812
Cost Index
92
Est. Mortgage
$1,022/mo
#6

Milwaukee, WI

MSA Pop: 1.6M
Monthly Disposable Cash
$1,845
Median Base Salary
$85,813
Cost Index
93.5
Est. Mortgage
$1,363/mo
#7

Lakeland, FL

MSA Pop: 0.7M
Monthly Disposable Cash
$1,824
Median Base Salary
$82,966
Cost Index
93.2
Est. Mortgage
$1,520/mo
#8

Detroit, MI

MSA Pop: 4.3M
Monthly Disposable Cash
$1,758
Median Base Salary
$80,592
Cost Index
89.3
Est. Mortgage
$1,179/mo
#9

Indianapolis, IN

MSA Pop: 2.1M
Monthly Disposable Cash
$1,737
Median Base Salary
$82,146
Cost Index
90.5
Est. Mortgage
$1,363/mo
#10

Omaha, NE

MSA Pop: 0.9M
Monthly Disposable Cash
$1,684
Median Base Salary
$81,936
Cost Index
90.6
Est. Mortgage
$1,311/mo
#11

Kansas City, MO

MSA Pop: 2.2M
Monthly Disposable Cash
$1,678
Median Base Salary
$83,722
Cost Index
93.4
Est. Mortgage
$1,415/mo
#12

Des Moines, IA

MSA Pop: 0.7M
Monthly Disposable Cash
$1,659
Median Base Salary
$81,485
Cost Index
89.5
Est. Mortgage
$1,311/mo
#13

Columbus, OH

MSA Pop: 2.1M
Monthly Disposable Cash
$1,548
Median Base Salary
$82,315
Cost Index
92.4
Est. Mortgage
$1,468/mo
#14

Hartford, CT

MSA Pop: 1.2M
Monthly Disposable Cash
$1,454
Median Base Salary
$82,525
Cost Index
110.8
Est. Mortgage
$1,573/mo
#15

Lexington, KY

MSA Pop: 0.5M
Monthly Disposable Cash
$1,428
Median Base Salary
$78,228
Cost Index
92
Est. Mortgage
$1,363/mo
#16

St. Louis, MO

MSA Pop: 2.8M
Monthly Disposable Cash
$1,423
Median Base Salary
$74,309
Cost Index
90.1
Est. Mortgage
$1,153/mo
#17

Philadelphia, PA

MSA Pop: 6.2M
Monthly Disposable Cash
$1,398
Median Base Salary
$80,802
Cost Index
108.4
Est. Mortgage
$1,625/mo
#18

Duluth, MN

MSA Pop: 0.3M
Monthly Disposable Cash
$1,372
Median Base Salary
$76,169
Cost Index
91.8
Est. Mortgage
$1,206/mo
#19

Louisville, KY

MSA Pop: 1.3M
Monthly Disposable Cash
$1,305
Median Base Salary
$74,057
Cost Index
91.2
Est. Mortgage
$1,258/mo
#20

McAllen, TX

MSA Pop: 0.9M
Monthly Disposable Cash
$1,295
Median Base Salary
$61,880
Cost Index
82.5
Est. Mortgage
$813/mo