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DISPOSABLE INCOME RANKINGS

Top 20 Best Cities for Loan Officerss

We've ranked the best US cities for loan officerss by calculating the Real Disposable Income. Unlike absolute salary rankings, this proprietary metric deducts localized housing costs, regional inflation, and state income taxes to reveal where you will actually keep the most cash at the end of the month.

How We Calculate the Score

Disposable Income = Monthly Take-Home Pay (after federal & state taxes) - Estimated Mortgage (assuming 20% down, current rates on median local home) - Cost of Living Adjusted Standard Expenses.

#1

Wichita, KS

MSA Pop: 0.6M
Monthly Disposable Cash
$2,605
Median Base Salary
$91,339
Cost Index
85.3
Est. Mortgage
$944/mo
#2

New Haven, CT

MSA Pop: 0.9M
Monthly Disposable Cash
$2,433
Median Base Salary
$100,763
Cost Index
112.5
Est. Mortgage
$1,625/mo
#3

Buffalo, NY

MSA Pop: 1.1M
Monthly Disposable Cash
$1,996
Median Base Salary
$83,470
Cost Index
91.3
Est. Mortgage
$1,101/mo
#4

Minneapolis, MN

MSA Pop: 3.7M
Monthly Disposable Cash
$1,932
Median Base Salary
$96,550
Cost Index
105.8
Est. Mortgage
$1,782/mo
#5

Rochester, NY

MSA Pop: 1.1M
Monthly Disposable Cash
$1,931
Median Base Salary
$80,812
Cost Index
92
Est. Mortgage
$1,022/mo
#6

Lakeland, FL

MSA Pop: 0.7M
Monthly Disposable Cash
$1,880
Median Base Salary
$82,966
Cost Index
93.2
Est. Mortgage
$1,520/mo
#7

Milwaukee, WI

MSA Pop: 1.6M
Monthly Disposable Cash
$1,878
Median Base Salary
$85,813
Cost Index
93.5
Est. Mortgage
$1,363/mo
#8

Detroit, MI

MSA Pop: 4.3M
Monthly Disposable Cash
$1,814
Median Base Salary
$80,592
Cost Index
89.3
Est. Mortgage
$1,179/mo
#9

Indianapolis, IN

MSA Pop: 2.1M
Monthly Disposable Cash
$1,793
Median Base Salary
$82,146
Cost Index
90.5
Est. Mortgage
$1,363/mo
#10

Omaha, NE

MSA Pop: 0.9M
Monthly Disposable Cash
$1,730
Median Base Salary
$81,936
Cost Index
90.6
Est. Mortgage
$1,311/mo
#11

Kansas City, MO

MSA Pop: 2.2M
Monthly Disposable Cash
$1,722
Median Base Salary
$83,722
Cost Index
93.4
Est. Mortgage
$1,415/mo
#12

Des Moines, IA

MSA Pop: 0.7M
Monthly Disposable Cash
$1,706
Median Base Salary
$81,485
Cost Index
89.5
Est. Mortgage
$1,311/mo
#13

Columbus, OH

MSA Pop: 2.1M
Monthly Disposable Cash
$1,593
Median Base Salary
$82,315
Cost Index
92.4
Est. Mortgage
$1,468/mo
#14

Hartford, CT

MSA Pop: 1.2M
Monthly Disposable Cash
$1,500
Median Base Salary
$82,525
Cost Index
110.8
Est. Mortgage
$1,573/mo
#15

Lexington, KY

MSA Pop: 0.5M
Monthly Disposable Cash
$1,477
Median Base Salary
$78,228
Cost Index
92
Est. Mortgage
$1,363/mo
#16

St. Louis, MO

MSA Pop: 2.8M
Monthly Disposable Cash
$1,476
Median Base Salary
$74,309
Cost Index
90.1
Est. Mortgage
$1,153/mo
#17

Philadelphia, PA

MSA Pop: 6.2M
Monthly Disposable Cash
$1,454
Median Base Salary
$80,802
Cost Index
108.4
Est. Mortgage
$1,625/mo
#18

Duluth, MN

MSA Pop: 0.3M
Monthly Disposable Cash
$1,428
Median Base Salary
$76,169
Cost Index
91.8
Est. Mortgage
$1,206/mo
#19

Louisville, KY

MSA Pop: 1.3M
Monthly Disposable Cash
$1,357
Median Base Salary
$74,057
Cost Index
91.2
Est. Mortgage
$1,258/mo
#20

Grand Rapids, MI

MSA Pop: 1.1M
Monthly Disposable Cash
$1,338
Median Base Salary
$77,209
Cost Index
90.8
Est. Mortgage
$1,468/mo