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MODELED MONTHLY SURPLUS

Top 20 cities for Human Resources Managers

This ranking uses a modeled monthly surplus, not salary alone. It estimates take-home pay, housing, and local standard expenses so you can compare the same defined measure across cities.

Direct BLS match to SOC 11-3121 Human Resources Managers.

What the modeled surplus includes

Modeled 2026 monthly surplus = modeled monthly take-home pay - estimated mortgage - fixed standard expenses ($2,200/month in every metro). It is a comparison model, not your personal cash-after-rent result.

#1

Detroit, MI

MSA Pop: 4.3M
Modeled 2026 monthly surplus
$5,789
Modeled 2026 Gross Salary
$153,730
BEA 2024 RPP
100.3
Est. Mortgage
$1,179/mo
#2

Philadelphia, PA

MSA Pop: 6.2M
Modeled 2026 monthly surplus
$5,741
Modeled 2026 Gross Salary
$158,352
BEA 2024 RPP
102.6
Est. Mortgage
$1,625/mo
#3

Hartford, CT

MSA Pop: 1.2M
Modeled 2026 monthly surplus
$5,729
Modeled 2026 Gross Salary
$162,135
BEA 2024 RPP
102.7
Est. Mortgage
$1,573/mo
#4

Memphis, TN

MSA Pop: 1.3M
Modeled 2026 monthly surplus
$5,727
Modeled 2026 Gross Salary
$142,024
BEA 2024 RPP
92.2
Est. Mortgage
$1,101/mo
#5

Buffalo, NY

MSA Pop: 1.1M
Modeled 2026 monthly surplus
$5,723
Modeled 2026 Gross Salary
$153,935
BEA 2024 RPP
95.8
Est. Mortgage
$1,101/mo
#6

Rochester, NY

MSA Pop: 1.1M
Modeled 2026 monthly surplus
$5,632
Modeled 2026 Gross Salary
$150,665
BEA 2024 RPP
97.0
Est. Mortgage
$1,022/mo
#7

Chicago, IL

MSA Pop: 9.5M
Modeled 2026 monthly surplus
$5,588
Modeled 2026 Gross Salary
$160,689
BEA 2024 RPP
103.6
Est. Mortgage
$1,651/mo
#8

Providence, RI

MSA Pop: 1.6M
Modeled 2026 monthly surplus
$5,580
Modeled 2026 Gross Salary
$167,372
BEA 2024 RPP
101.8
Est. Mortgage
$1,992/mo
#9

Durham, NC

MSA Pop: 0.6M
Modeled 2026 monthly surplus
$5,523
Modeled 2026 Gross Salary
$164,595
BEA 2024 RPP
97.6
Est. Mortgage
$1,992/mo
#10

Charlotte, NC

MSA Pop: 2.7M
Modeled 2026 monthly surplus
$5,512
Modeled 2026 Gross Salary
$162,903
BEA 2024 RPP
97.3
Est. Mortgage
$1,913/mo
#11

Atlanta, GA

MSA Pop: 5.9M
Modeled 2026 monthly surplus
$5,472
Modeled 2026 Gross Salary
$165,281
BEA 2024 RPP
100.1
Est. Mortgage
$1,992/mo
#12

New Haven, CT

MSA Pop: 0.9M
Modeled 2026 monthly surplus
$5,446
Modeled 2026 Gross Salary
$157,666
BEA 2024 RPP
104.6
Est. Mortgage
$1,625/mo
#13

Houston, TX

MSA Pop: 7.1M
Modeled 2026 monthly surplus
$5,411
Modeled 2026 Gross Salary
$145,663
BEA 2024 RPP
98.6
Est. Mortgage
$1,625/mo
#14

Boston, MA

MSA Pop: 4.9M
Modeled 2026 monthly surplus
$5,387
Modeled 2026 Gross Salary
$189,615
BEA 2024 RPP
108.3
Est. Mortgage
$3,407/mo
#15

Minneapolis, MN

MSA Pop: 3.7M
Modeled 2026 monthly surplus
$5,349
Modeled 2026 Gross Salary
$163,375
BEA 2024 RPP
104.8
Est. Mortgage
$1,782/mo
#16

Richmond, VA

MSA Pop: 1.3M
Modeled 2026 monthly surplus
$5,245
Modeled 2026 Gross Salary
$155,995
BEA 2024 RPP
97.9
Est. Mortgage
$1,677/mo
#17

Denver, CO

MSA Pop: 2.9M
Modeled 2026 monthly surplus
$5,212
Modeled 2026 Gross Salary
$175,213
BEA 2024 RPP
105.8
Est. Mortgage
$2,883/mo
#18

New York, NY

MSA Pop: 20.0M
Modeled 2026 monthly surplus
$5,146
Modeled 2026 Gross Salary
$189,727
BEA 2024 RPP
112.6
Est. Mortgage
$3,565/mo
#19

Washington, DC

MSA Pop: 6.4M
Modeled 2026 monthly surplus
$5,122
Modeled 2026 Gross Salary
$182,409
BEA 2024 RPP
108.9
Est. Mortgage
$2,883/mo
#20

Lakeland, FL

MSA Pop: 0.7M
Modeled 2026 monthly surplus
$5,121
Modeled 2026 Gross Salary
$138,734
BEA 2024 RPP
97.1
Est. Mortgage
$1,520/mo