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DISPOSABLE INCOME RANKINGS

Top 20 Best Cities for Personal Financial Advisorss

We've ranked the best US cities for personal financial advisorss by calculating the Real Disposable Income. Unlike absolute salary rankings, this proprietary metric deducts localized housing costs, regional inflation, and state income taxes to reveal where you will actually keep the most cash at the end of the month.

How We Calculate the Score

Disposable Income = Monthly Take-Home Pay (after federal & state taxes) - Estimated Mortgage (assuming 20% down, current rates on median local home) - Cost of Living Adjusted Standard Expenses.

#1

Boise, ID

MSA Pop: 0.8M
Monthly Disposable Cash
$5,760
Median Base Salary
$176,438
Cost Index
103.8
Est. Mortgage
$2,359/mo
#2

New York, NY

MSA Pop: 20.0M
Monthly Disposable Cash
$4,427
Median Base Salary
$176,869
Cost Index
187.2
Est. Mortgage
$3,565/mo
#3

Milwaukee, WI

MSA Pop: 1.6M
Monthly Disposable Cash
$4,104
Median Base Salary
$127,354
Cost Index
93.5
Est. Mortgage
$1,363/mo
#4

Fayetteville, AR

MSA Pop: 0.5M
Monthly Disposable Cash
$3,797
Median Base Salary
$123,561
Cost Index
87.5
Est. Mortgage
$1,468/mo
#5

Buffalo, NY

MSA Pop: 1.1M
Monthly Disposable Cash
$3,778
Median Base Salary
$117,793
Cost Index
91.3
Est. Mortgage
$1,101/mo
#6

Virginia Beach, VA

MSA Pop: 1.8M
Monthly Disposable Cash
$3,651
Median Base Salary
$126,723
Cost Index
101.7
Est. Mortgage
$1,677/mo
#7

Madison, WI

MSA Pop: 0.7M
Monthly Disposable Cash
$3,621
Median Base Salary
$130,106
Cost Index
105.3
Est. Mortgage
$1,992/mo
#8

Rochester, NY

MSA Pop: 1.1M
Monthly Disposable Cash
$3,512
Median Base Salary
$111,269
Cost Index
92
Est. Mortgage
$1,022/mo
#9

Memphis, TN

MSA Pop: 1.3M
Monthly Disposable Cash
$3,431
Median Base Salary
$103,232
Cost Index
87.5
Est. Mortgage
$1,101/mo
#10

Indianapolis, IN

MSA Pop: 2.1M
Monthly Disposable Cash
$3,418
Median Base Salary
$112,131
Cost Index
90.5
Est. Mortgage
$1,363/mo
#11

Philadelphia, PA

MSA Pop: 6.2M
Monthly Disposable Cash
$3,311
Median Base Salary
$114,925
Cost Index
108.4
Est. Mortgage
$1,625/mo
#12

Pittsburgh, PA

MSA Pop: 2.3M
Monthly Disposable Cash
$3,263
Median Base Salary
$104,713
Cost Index
93.7
Est. Mortgage
$1,101/mo
#13

Baltimore, MD

MSA Pop: 2.8M
Monthly Disposable Cash
$3,233
Median Base Salary
$120,283
Cost Index
112.4
Est. Mortgage
$1,835/mo
#14

Wichita, KS

MSA Pop: 0.6M
Monthly Disposable Cash
$3,142
Median Base Salary
$101,824
Cost Index
85.3
Est. Mortgage
$944/mo
#15

Kansas City, MO

MSA Pop: 2.2M
Monthly Disposable Cash
$3,136
Median Base Salary
$110,302
Cost Index
93.4
Est. Mortgage
$1,415/mo
#16

Detroit, MI

MSA Pop: 4.3M
Monthly Disposable Cash
$3,083
Median Base Salary
$104,640
Cost Index
89.3
Est. Mortgage
$1,179/mo
#17

Chicago, IL

MSA Pop: 9.5M
Monthly Disposable Cash
$3,059
Median Base Salary
$114,137
Cost Index
107.3
Est. Mortgage
$1,651/mo
#18

Sacramento, CA

MSA Pop: 2.4M
Monthly Disposable Cash
$2,869
Median Base Salary
$133,101
Cost Index
120.3
Est. Mortgage
$2,673/mo
#19

New Haven, CT

MSA Pop: 0.9M
Monthly Disposable Cash
$2,854
Median Base Salary
$108,979
Cost Index
112.5
Est. Mortgage
$1,625/mo
#20

Akron, OH

MSA Pop: 0.7M
Monthly Disposable Cash
$2,809
Median Base Salary
$95,258
Cost Index
87.1
Est. Mortgage
$917/mo