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DISPOSABLE INCOME RANKINGS

Top 20 Best Cities for Data Scientists and Mathematical Science Occupations, All Others

We've ranked the best US cities for data scientists and mathematical science occupations, all others by calculating the Real Disposable Income. Unlike absolute salary rankings, this proprietary metric deducts localized housing costs, regional inflation, and state income taxes to reveal where you will actually keep the most cash at the end of the month.

How We Calculate the Score

Disposable Income = Monthly Take-Home Pay (after federal & state taxes) - Estimated Mortgage (assuming 20% down, current rates on median local home) - Cost of Living Adjusted Standard Expenses.

#1

New York, NY

MSA Pop: 20.0M

Monthly Disposable Cash

$9,468

Median Base Salary

$275,567

Cost Index

187.2

Est. Mortgage

$3,565/mo

#2

Boston, MA

MSA Pop: 4.9M

Monthly Disposable Cash

$7,132

Median Base Salary

$221,453

Cost Index

152.4

Est. Mortgage

$3,407/mo

#3

Honolulu, HI

MSA Pop: 1.0M

Monthly Disposable Cash

$6,858

Median Base Salary

$245,126

Cost Index

186.5

Est. Mortgage

$4,980/mo

#4

Washington, DC

MSA Pop: 6.4M

Monthly Disposable Cash

$6,734

Median Base Salary

$202,122

Cost Index

152.1

Est. Mortgage

$2,883/mo

#5

Seattle, WA

MSA Pop: 4.0M

Monthly Disposable Cash

$6,612

Median Base Salary

$205,185

Cost Index

149.8

Est. Mortgage

$3,932/mo

#6

Los Angeles, CA

MSA Pop: 13.0M

Monthly Disposable Cash

$5,837

Median Base Salary

$227,801

Cost Index

166.5

Est. Mortgage

$4,508/mo

#7

Miami, FL

MSA Pop: 6.1M

Monthly Disposable Cash

$5,714

Median Base Salary

$167,351

Cost Index

127.8

Est. Mortgage

$2,490/mo

#8

San Diego, CA

MSA Pop: 3.3M

Monthly Disposable Cash

$5,664

Median Base Salary

$223,005

Cost Index

160.1

Est. Mortgage

$4,456/mo

#9

Chicago, IL

MSA Pop: 9.5M

Monthly Disposable Cash

$5,361

Median Base Salary

$157,668

Cost Index

107.3

Est. Mortgage

$1,651/mo

#10

San Francisco, CA

MSA Pop: 4.6M

Monthly Disposable Cash

$5,330

Median Base Salary

$266,574

Cost Index

189.7

Est. Mortgage

$6,815/mo

#11

Portland, OR

MSA Pop: 2.5M

Monthly Disposable Cash

$5,310

Median Base Salary

$175,009

Cost Index

118.6

Est. Mortgage

$2,726/mo

#12

New Haven, CT

MSA Pop: 0.9M

Monthly Disposable Cash

$5,272

Median Base Salary

$154,240

Cost Index

112.5

Est. Mortgage

$1,625/mo

#13

Baltimore, MD

MSA Pop: 2.8M

Monthly Disposable Cash

$4,978

Median Base Salary

$153,438

Cost Index

112.4

Est. Mortgage

$1,835/mo

#14

Philadelphia, PA

MSA Pop: 6.2M

Monthly Disposable Cash

$4,937

Median Base Salary

$144,809

Cost Index

108.4

Est. Mortgage

$1,625/mo

#15

Dallas, TX

MSA Pop: 7.6M

Monthly Disposable Cash

$4,904

Median Base Salary

$143,006

Cost Index

98.7

Est. Mortgage

$1,913/mo

#16

Tampa, FL

MSA Pop: 3.2M

Monthly Disposable Cash

$4,871

Median Base Salary

$141,961

Cost Index

100.2

Est. Mortgage

$1,887/mo

#17

Hartford, CT

MSA Pop: 1.2M

Monthly Disposable Cash

$4,811

Median Base Salary

$144,584

Cost Index

110.8

Est. Mortgage

$1,573/mo

#18

Houston, TX

MSA Pop: 7.1M

Monthly Disposable Cash

$4,808

Median Base Salary

$136,266

Cost Index

96.2

Est. Mortgage

$1,625/mo

#19

Sacramento, CA

MSA Pop: 2.4M

Monthly Disposable Cash

$4,768

Median Base Salary

$171,402

Cost Index

120.3

Est. Mortgage

$2,673/mo

#20

Virginia Beach, VA

MSA Pop: 1.8M

Monthly Disposable Cash

$4,762

Median Base Salary

$148,021

Cost Index

101.7

Est. Mortgage

$1,677/mo