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DISPOSABLE INCOME RANKINGS

Top 20 Best Cities for Secondary School Teacherss

We've ranked the best US cities for secondary school teacherss by calculating the Real Disposable Income. Unlike absolute salary rankings, this proprietary metric deducts localized housing costs, regional inflation, and state income taxes to reveal where you will actually keep the most cash at the end of the month.

How We Calculate the Score

Disposable Income = Monthly Take-Home Pay (after federal & state taxes) - Estimated Mortgage (assuming 20% down, current rates on median local home) - Cost of Living Adjusted Standard Expenses.

#1

Akron, OH

MSA Pop: 0.7M
Monthly Disposable Cash
$2,231
Median Base Salary
$84,720
Cost Index
87.1
Est. Mortgage
$917/mo
#2

Fresno, CA

MSA Pop: 1.0M
Monthly Disposable Cash
$2,125
Median Base Salary
$102,444
Cost Index
99.2
Est. Mortgage
$1,887/mo
#3

Pittsburgh, PA

MSA Pop: 2.3M
Monthly Disposable Cash
$2,045
Median Base Salary
$82,997
Cost Index
93.7
Est. Mortgage
$1,101/mo
#4

Buffalo, NY

MSA Pop: 1.1M
Monthly Disposable Cash
$1,955
Median Base Salary
$83,743
Cost Index
91.3
Est. Mortgage
$1,101/mo
#5

Detroit, MI

MSA Pop: 4.3M
Monthly Disposable Cash
$1,707
Median Base Salary
$79,667
Cost Index
89.3
Est. Mortgage
$1,179/mo
#6

Sacramento, CA

MSA Pop: 2.4M
Monthly Disposable Cash
$1,667
Median Base Salary
$108,884
Cost Index
120.3
Est. Mortgage
$2,673/mo
#7

Providence, RI

MSA Pop: 1.6M
Monthly Disposable Cash
$1,629
Median Base Salary
$93,346
Cost Index
105.2
Est. Mortgage
$1,992/mo
#8

Stockton, CA

MSA Pop: 0.8M
Monthly Disposable Cash
$1,622
Median Base Salary
$98,746
Cost Index
105.8
Est. Mortgage
$2,202/mo
#9

Columbus, OH

MSA Pop: 2.1M
Monthly Disposable Cash
$1,604
Median Base Salary
$83,334
Cost Index
92.4
Est. Mortgage
$1,468/mo
#10

Philadelphia, PA

MSA Pop: 6.2M
Monthly Disposable Cash
$1,488
Median Base Salary
$82,409
Cost Index
108.4
Est. Mortgage
$1,625/mo
#11

Chicago, IL

MSA Pop: 9.5M
Monthly Disposable Cash
$1,445
Median Base Salary
$84,510
Cost Index
107.3
Est. Mortgage
$1,651/mo
#12

McAllen, TX

MSA Pop: 0.9M
Monthly Disposable Cash
$1,393
Median Base Salary
$63,561
Cost Index
82.5
Est. Mortgage
$813/mo
#13

Hartford, CT

MSA Pop: 1.2M
Monthly Disposable Cash
$1,380
Median Base Salary
$81,180
Cost Index
110.8
Est. Mortgage
$1,573/mo
#14

Riverside, CA

MSA Pop: 4.6M
Monthly Disposable Cash
$1,308
Median Base Salary
$102,864
Cost Index
110.5
Est. Mortgage
$2,726/mo
#15

New Haven, CT

MSA Pop: 0.9M
Monthly Disposable Cash
$1,286
Median Base Salary
$80,413
Cost Index
112.5
Est. Mortgage
$1,625/mo
#16

Jacksonville, FL

MSA Pop: 1.5M
Monthly Disposable Cash
$1,251
Median Base Salary
$76,778
Cost Index
98.3
Est. Mortgage
$1,730/mo
#17

Rochester, NY

MSA Pop: 1.1M
Monthly Disposable Cash
$1,212
Median Base Salary
$68,531
Cost Index
92
Est. Mortgage
$1,022/mo
#18

Memphis, TN

MSA Pop: 1.3M
Monthly Disposable Cash
$1,175
Median Base Salary
$64,748
Cost Index
87.5
Est. Mortgage
$1,101/mo
#19

El Paso, TX

MSA Pop: 0.9M
Monthly Disposable Cash
$1,153
Median Base Salary
$63,036
Cost Index
86.5
Est. Mortgage
$1,022/mo
#20

Wichita, KS

MSA Pop: 0.6M
Monthly Disposable Cash
$1,142
Median Base Salary
$65,379
Cost Index
85.3
Est. Mortgage
$944/mo