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DISPOSABLE INCOME RANKINGS

Top 20 Best Cities for Postsecondary Teachers, All Others

We've ranked the best US cities for postsecondary teachers, all others by calculating the Real Disposable Income. Unlike absolute salary rankings, this proprietary metric deducts localized housing costs, regional inflation, and state income taxes to reveal where you will actually keep the most cash at the end of the month.

How We Calculate the Score

Disposable Income = Monthly Take-Home Pay (after federal & state taxes) - Estimated Mortgage (assuming 20% down, current rates on median local home) - Cost of Living Adjusted Standard Expenses.

#1

New York, NY

MSA Pop: 20.0M
Monthly Disposable Cash
$3,532
Median Base Salary
$159,179
Cost Index
187.2
Est. Mortgage
$3,565/mo
#2

Boston, MA

MSA Pop: 4.9M
Monthly Disposable Cash
$3,178
Median Base Salary
$148,287
Cost Index
152.4
Est. Mortgage
$3,407/mo
#3

Seattle, WA

MSA Pop: 4.0M
Monthly Disposable Cash
$3,075
Median Base Salary
$145,165
Cost Index
149.8
Est. Mortgage
$3,932/mo
#4

Washington, DC

MSA Pop: 6.4M
Monthly Disposable Cash
$2,817
Median Base Salary
$136,185
Cost Index
152.1
Est. Mortgage
$2,883/mo
#5

Baltimore, MD

MSA Pop: 2.8M
Monthly Disposable Cash
$2,724
Median Base Salary
$109,749
Cost Index
112.4
Est. Mortgage
$1,835/mo
#6

New Haven, CT

MSA Pop: 0.9M
Monthly Disposable Cash
$2,637
Median Base Salary
$104,528
Cost Index
112.5
Est. Mortgage
$1,625/mo
#7

Los Angeles, CA

MSA Pop: 13.0M
Monthly Disposable Cash
$2,522
Median Base Salary
$161,985
Cost Index
166.5
Est. Mortgage
$4,508/mo
#8

Miami, FL

MSA Pop: 6.1M
Monthly Disposable Cash
$2,416
Median Base Salary
$108,653
Cost Index
127.8
Est. Mortgage
$2,490/mo
#9

Honolulu, HI

MSA Pop: 1.0M
Monthly Disposable Cash
$2,389
Median Base Salary
$170,589
Cost Index
186.5
Est. Mortgage
$4,980/mo
#10

Dallas, TX

MSA Pop: 7.6M
Monthly Disposable Cash
$2,299
Median Base Salary
$96,822
Cost Index
98.7
Est. Mortgage
$1,913/mo
#11

Akron, OH

MSA Pop: 0.7M
Monthly Disposable Cash
$2,287
Median Base Salary
$84,950
Cost Index
87.1
Est. Mortgage
$917/mo
#12

Virginia Beach, VA

MSA Pop: 1.8M
Monthly Disposable Cash
$2,243
Median Base Salary
$99,171
Cost Index
101.7
Est. Mortgage
$1,677/mo
#13

Chicago, IL

MSA Pop: 9.5M
Monthly Disposable Cash
$2,232
Median Base Salary
$97,922
Cost Index
107.3
Est. Mortgage
$1,651/mo
#14

Hartford, CT

MSA Pop: 1.2M
Monthly Disposable Cash
$2,207
Median Base Salary
$95,610
Cost Index
110.8
Est. Mortgage
$1,573/mo
#15

Memphis, TN

MSA Pop: 1.3M
Monthly Disposable Cash
$2,199
Median Base Salary
$81,273
Cost Index
87.5
Est. Mortgage
$1,101/mo
#16

Cleveland, OH

MSA Pop: 2.0M
Monthly Disposable Cash
$2,172
Median Base Salary
$84,776
Cost Index
89.8
Est. Mortgage
$1,022/mo
#17

McAllen, TX

MSA Pop: 0.9M
Monthly Disposable Cash
$2,152
Median Base Salary
$75,558
Cost Index
82.5
Est. Mortgage
$813/mo
#18

Wichita, KS

MSA Pop: 0.6M
Monthly Disposable Cash
$2,143
Median Base Salary
$82,787
Cost Index
85.3
Est. Mortgage
$944/mo
#19

Philadelphia, PA

MSA Pop: 6.2M
Monthly Disposable Cash
$2,102
Median Base Salary
$92,357
Cost Index
108.4
Est. Mortgage
$1,625/mo
#20

Houston, TX

MSA Pop: 7.1M
Monthly Disposable Cash
$2,089
Median Base Salary
$88,335
Cost Index
96.2
Est. Mortgage
$1,625/mo